For Highly Compensated Small Business Owners

Protect Your Business Wealth.
Create a Tax-efficient Pension.

Highly compensated small business owners face unique risks: losing wealth to excessive taxes and market volatility just before exit. PrimusMax provides expert solutions to bulletproof your exit with a tax-efficient pension.

The Problem

  • ✗All Eggs in One Basket: Your net worth is tied entirely to the success and eventual sale of your business.
  • ✗Restrictive Qualified Plans: SEP and SIMPLE IRAs limit how much you can save, and mandate costly contributions for all employees if you maximize your own.
  • ✗Tax Burden: Business profits are heavily taxed, leaving you with less capital to build your personal retirement safety net.

The Solution

  • Corporate Structuring: Use business dollars to fund an IUL policy, separating your personal wealth from business risk.
  • Executive Carve-Outs: Unlike a 401(k), you can discriminate. Set up a PrimusMax Income℠ plan just for yourself and key personnel.
  • Tax-Free Exit Strategy: Build cash value with market upside and 0% floor protection. Access it tax-free in retirement, supplementing the sale of your business.

Ready to Protect Your Hard-Earned Profits?

Take our 2-minute assessment to see how a properly structured IUL can create tax-free wealth outside your business.